How to Make a BCA Credit Card to Be Fast ACC
How to Make a BCA Credit Card to Be Fast ACC

How to Make a BCA Credit Card to Be Fast ACC

Not a few people who think that how to make a BCA credit card is so difficult. BCA is the largest private bank in Indonesia. In the community from year to year BCA is growing to become the best private bank both in terms of products, services and others.

Berbagai various services and products are provided by BCA, one of which is a credit card. Of the various types of credit cards or credit cards offered by banks, it can be said that credit cards from BCA have many enthusiasts. Even every day, there are people who are interested in applying for a BCA credit card.

Credit card is currently like a menjain a need, especially in masa as it is now, rather thankan dengan make payments secara cash, payingby using a credit card is considered more fun and practical. We only need to pay the entire bill at the end of the month.

Even for business people, credit cards are very helpful because they can be used to buy production needs in advance andat the end of the month just make payments according to the amount of the bill. If you are increasingly interested in using BCA credit cards, here’s how to create a BCA credit card and the full information.

Advantages of Having a BCA Credit Card

Having a BCA credit card will certainly provide various advantages when compared to credit cards from other banks. The first advantage, you can enjoy very competitive credit interest rates. All BCA credit cards that you use either Visa or Master Card, all have very attractive interest rates.

Second, you can shop abroad comfortably. You can shop abroad by using a credit card from BCA safely and inYemen, besides that the foreign exchange rate owned by this credit card is very low. BCA even provides BCA Travel Service, which will help you while on vacation abroad.

Third, payments are accepted in real time. If you make a credit card payment using BCA ATM, BCA By phone or dengan using berbagai transaction facility from BCA, automatically the amount of limit you have immediately increases saat that too, even though you makethe payment during holidays.

Fourth, it has a very wide merchant network. How to make a BCA credit card is so sought after one of them because of this advantage. The merchant network owned by BCA credit cards is very wide, even supported by more than 1200 branches spread throughout the country. BCA has even collaborated with 6500 merchants.

Types of CC BCA to Know

BCA provides a wide selection of credit card types and is divided according to the payment. In addition, the limit of this credit card also varies, so you can adjust it to your needs and income. Here is information about the choice of bca credit card type more:

  1. BCA Card. Some cards are included in the BCA card type such as Everyday Card. The limit of this card is Rp 3 million and has an annual fee of Rp 125 thousand. There is also a Platinum card with a limit of Rp 20 million, as well as an annual fee of Rp 250 thousand. Finally, there is the Indomaret Card with a limit of Rp 3 million and an annual fee of Rp 125 thousand. How to make a BCA credit card is quite easy.

 

  1. BCA Mastercard. In the BCA Mastercard card type, the platinum type has a limit of Rp 20 million while the annual fee is Rp 450 thousand, the Black type has a limit of Rp 20 million and an annual dues of Rp 450 thousand, finally Mastercard Matahari, a limit of 3 million and an annual fee of Rp 125 thousand.

 

  1. BCA Visa Card. Batman Visa has an annual fee of Rp 125 thousand and a limit of Rp 3 million, Visa Black limit Rp 20 million and annual dues of Rp 450 thousand, Visa Singapore Airlines, annual fee rp 500 thousand and limit Rp 20 million. How to make a BCA Black credit card is quite difficult, but the limit given is large.

 

  1. BCA JCB Card. Bca JCB Card types are divided into 2 types, namely Nationwide Privileges and World Privileges. This credit card product is actually a special product so that information about annual fees and card limits, you can contact BCA contacts directly.

How to Make a BCA Credit Card

Before creating a credit card from BCA, you must ensure that you meet various conditions given by BCA such as the minimum age of the card applicant is 21 years old and a maximum of 65 years old, then the minimum income per month is Rp 4 million and for some cards at least Rp 3 million.

Documents that must be prepared when you want to apply for a card such as ID cards, proof of income for employees and professionals. If you are self-employed, you must attach financial statements. In addition, other files such as photocopy of savings account. NPWP, a professional license for those of you who work as professionals and a deed of establishment of a business for the self-employed.

If various documents are complete, how to make a BCA credit card can be done online and offline. If you want to apply online, you can go through the BCA website directly or through finance services that have collaborated with BCA.

If you choose to apply for credit cards offline, you only need to visit the nearest BCA branch, with various documents. Later, customer service will help you to process card application applications. Fill in all forms provided by Customer service, make sure to fill it out completely. So that the card can be processed faster.

Tips for BCA Credit Card Application to Be Accepted

Although how to make a BCA credit card is very easy, but in order for your credit card application to be accepted, you must meet various conditions. You must complete all the documents requested by the bank. In addition, make sure the requested documents are in accordance with your needs, so that the application can be processed quickly.

Second, make sure you have a good credit history. Bank BCA certainly does not want to accept applications if you have a bad credit history. So make sure you do not have installment arrears or a problematic credit history for at least the last 6 months. If you still have installments, make sure to pay on time.

Third, income is in accordance with the criteria required by the bank. It has been explained if the minimum income must be Rp 3 million and there are several cards that are Rp 4 million. Make sure your income is appropriate. Some types of work may be quite risky, if so you can start saving using BCA so that there is enough savings there.

Fourth, have enough savings in a BCA account. In fact, it will be easier if you have a sufficient amount of money in a BCA account, or have been a BCA customer for many years. By being a loyal customer, of course, the bank will consider well your submission.

BCA credit cards can indeed be the best choice for those of you who want to have a credit card with professional and complete services, especially the offers given every month are very attractive. How to make a BCA credit card is also very easy and the process is very fast, so wait more.